Balance Transfer Rates Which Balance Transfer Rate Is Better?

Which balance transfer rate is better? - balance transfer rates

So I have a credit line amounting to 3300 and none of it is used. I have two options for me to transfer my balance.

Option 1: 4.99% through April total balance are fixed.

Option 2: 6.99% full balance paid by April and have not set fees

Note that the transmission rate of pay for Option 1 3% of the total credit line is, and you need to make room in the credit, so you do not want to transfer about 3200 and 3300 do not share.

Anyway, I think the minimum payment each month. I believe that this offer is probably more than a year. What is the best option for me? Thank you!